Assistant Risk Management Manager

1. Credit Risk Management activities:

- Study the status quo of the lending markets and automobile industry and engage with peers across the industry to acquire information in KYC features/segmentation, collection process and fraud management strategy.

- Evaluate and analyze credit profiles of individual and corporate clients.

- Monitor the credit portfolio to identify early signs of potential risk.

- Collaborate with relevant departments to propose solutions for optimizing credit quality loans.

- Participate in the development of credit policies and approval procedures.

2. Enterprise Risk Management activities, including but not limited to:

- Monitor key risk indicators and adhere to Risk and Control Self-Assessment (RCSA) framework to identify, monitor and control operational risks.

- Review and update on risk management procedures and policies.

- Conduct annual crisis management program, thoroughly understand crisis management framework and coordinate with key crisis management personnel in an event of crisis.