MISA Lending Product Manager

1. Qualifications- Bachelor's or Master’s degree in Banking, Finance, Data Science, or Economics from a top university.- MBA from a prestigious university in the UK, US, Australia, or other Western countries is considered a plus2. Experience- 3-5 years of experience in the Risk Department for SME segment in a leading commercial bank or working in credit scoring consulting firms, financial advisory firms, or credit rating agencies.- Proven experience in developing and managing lending products, digital finance solutions, or credit scoring models.- Experience working with both traditional and modern credit assessment models.3. Skills & CompetenciesTechnical & Analytical Skills:Strong understanding of: - Credit scoring models, credit risk management, fraud detection, and early warning systems.- SME financial assessment methodologies and alternative credit scoring approaches.Proficiency in: data analysis to drive data-driven decisions and optimize credit models.Hands-on experience with: - Advanced analytical tools- Data modeling & forecasting techniques for credit scores and loan repayment capabilities.- (Preferred) Knowledge of machine learning/AI-based credit models.Business & Strategic Skills:- Ability to develop and execute go-to-market strategies for financial products.- Strong negotiation skills in managing partnerships with banks and financial institutions.- Experience in product lifecycle management in financial services or fintech.Leadership & Communication Skills:- Excellent communication, persuasion, and negotiation skills.- Strong problem-solving abilities and strategic thinking.- Ability to lead cross-functional teams and collaborate with stakeholders from different departments.