Product Owner (Credit Card & Unsecured Lending Retail Banking Group)

1. Job PurposeThe job holder is responsible for maximizing the value of the product and work of the product development team by serving as the voice of the customer. The job holder has responsibilities across product management (solution design, solution development, testing, marketing, evaluation and refinements), business analysis experience to deliver on the customer value proposition within the business. The job holder owns the product vision and roadmap of deliverables with accompanying profit and loss accountability.2. Key Accountabilitya. Product Development and Delivery- Define the product vision and identify growth opportunities to deliver on the customer value proposition- Draw conclusions from customer insights to develop innovative product feature requirements and enhancements- Draft key objectives and results as well as apply data related to the product for business decisions- Take charge of defining solution epics, user stories and specific business acceptance criteria with cross functional development team- Collaborate with designers for best in class front-end user journeys, wire-frames and overall user experience- Solve product-related problems and complete trade-off analysis to stay on track with committed deliverables- Oversee tasks related to product launches and co-create high impact marketing plans for go-to-market implementation- Analyze new technology opportunities and other new market trends- Drive end-to-end implementation of business requirements, add security and business contingency requirements in collaboration with security experts- Take accountability for business efficiency, profit and loss for the product/solution offerings- Adopt and embrace Agile/Scrum practices during the product development process/life cycle.b. Stakeholder Management- Represent the product development team with stakeholders and customers / users, as required- Collaborate with stakeholders during the visioning and concept development of a product- Drive alignment between product management and senior management teams to create a product that fits the company portfolio- Bridge gap between stakeholders and delivery team with support of a scrum master